Terms of Service

Agreement to Terms

These Terms of Service ("Terms") govern your use of the Track Finance platform and services. By accessing or using our service, you agree to be bound by these Terms and our Privacy Policy.

If you disagree with any part of these terms, you may not access our service. These Terms apply to all visitors, users, and others who access or use the service.

Description of Service

Track Finance is a comprehensive financial tracking and wealth management platform that allows users to:

• Monitor and track financial accounts and investments
• Manage insurance policies and documents
• Set and track financial goals
• Receive AI-powered financial insights and recommendations
• Access multi-currency support and international account management
• Generate wealth analytics and performance reports
• Manage legacy and nominee information

User Accounts

To use our service, you must create an account. You are responsible for:

• Providing accurate and complete information during registration
• Maintaining the security of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use
• Ensuring you are at least 18 years old or have parental consent

Acceptable Use

You agree to use our service only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the service for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to our systems or other users' accounts
• Interfere with or disrupt the service or servers
• Transmit viruses, malware, or other harmful code
• Violate any applicable laws or regulations
• Impersonate another person or entity
• Use the service to store or transmit sensitive financial data without proper authorization

Financial Information and Security

Important: While we implement industry-standard security measures, you acknowledge that:

• You are responsible for the accuracy of financial information you provide
• We are not responsible for any financial decisions made based on our platform
• You should consult with qualified financial advisors for investment advice
• We do not guarantee the security of third-party financial institutions
• You should regularly review and verify your financial data

Intellectual Property

The service and its original content, features, and functionality are owned by Track Finance and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not copy, modify, distribute, sell, or lease any part of our service without our prior written consent.

User Content

You retain ownership of any content you submit to our service. By submitting content, you grant us a worldwide, non-exclusive, royalty-free license to use, store, and display that content in connection with providing our service.

You are responsible for ensuring you have the right to share any content you upload and that it does not violate any third-party rights.

Service Availability

We strive to provide reliable service but cannot guarantee:

• Uninterrupted or error-free operation
• Immediate availability of all features
• Compatibility with all devices or browsers
• Real-time accuracy of financial data

We may temporarily suspend or modify the service for maintenance, updates, or other operational reasons.

Limitation of Liability

To the maximum extent permitted by law, Track Finance shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, data, or use
• Business interruption
• Financial losses or investment decisions
• Security breaches or data loss
• Third-party service disruptions

Our total liability shall not exceed the amount you paid for our service in the 12 months preceding the claim.

Disclaimer of Warranties

The service is provided "as is" and "as available" without warranties of any kind. We disclaim all warranties, express or implied, including but not limited to:

• Warranties of merchantability or fitness for a particular purpose
• Warranties that the service will be uninterrupted or error-free
• Warranties regarding the accuracy of financial information
• Warranties that defects will be corrected

Indemnification

You agree to indemnify and hold harmless Track Finance, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the service or violation of these Terms.

Termination

We may terminate or suspend your account immediately, without prior notice, for any reason, including breach of these Terms. Upon termination:

• Your right to use the service will cease immediately
• We may delete your account and data
• You remain liable for any obligations incurred before termination

Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of india.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the new Terms on this page and updating the "Last updated" date. Your continued use of the service after such changes constitutes acceptance of the updated Terms.

Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will continue to be valid and enforceable to the fullest extent permitted by law.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Track Finance regarding the use of our service.

Contact Information

If you have any questions about these Terms of Service, please contact us: